Fire Property Damage Claims

Has Your Property Been Damaged By Fire?

Fire property damage can devastating to homeowners or business owners. While there are many places where a fire might start, home and business owners are more likely to experience the following types of fires:

• Kitchen fires are the most prevalent, and the main causes of these fires are often neglected pots and pans, too much fat or oil that boils over, or broken kitchen appliances.
• Overloaded circuits, faulty wiring, or broken electrical equipment can all cause electrical fires.
• Heating equipment fires predominantly happen in the wintertime; this is the peak season for fires brought on by malfunctioning space heaters, furnaces, or other heating equipment.
• Wildfires are possibly the most terrifying kind of fire. Wildfires are common in dry areas, even in heavily populated metro regions. Lightning strikes, human error, or dry weather can all start wildfires. Your home or business may sustain significant damage from a wildfire, and even if you have paid all of your insurance premiums on time, your losses could not be fully compensated.

You can get the compensation you’re entitled to and the justice you deserve with the aid of our fire damage attorneys at Phillips Law Group.

Smoke Damage

Your home or place of business’s interior may sustain smoke damage that is toxic and offensive, even if the flames don’t result in significant structural damage.

Cleaning up damage from smoke and soot may be very expensive. There are various kinds of smoke, and each one can lead to different kinds of harm, such as:

• Wet Smoke: Typically produced by a slow-burning, smoldering fire, wet smoke leaves behind an incredibly sticky residue that is difficult to wipe up. Wet smoke is more difficult to clean than dry smoke, which is typically the consequence of a fast-burning fire. Dry, powdery smoke can be difficult to remove from some materials.
• Protein Smoke: This type of smoke damage is tough to eliminate and leaves behind a very strong, recognizable stench when it originates from a fire that is burning food or another organic item.
• Chemical Smoke: This occurs when synthetic materials, plastics, and other chemicals catch fire. To clean up the smoke damage these fires leave behind, you’ll need specialized tools and methods.
• Smoke residue: Can leave a visible residue or cause obvious discolorations in many buildings. Ash and other smoke-related materials, such as soot, are considered smoke residue.

After a catastrophic event, property owners think their fire insurance provider will look out for them. Regretfully, things aren’t always like this.

It is unfortunately quite common for insurance companies to undervalue or reject valid claims, leaving homeowners or business owners responsible for thousands of dollars worth of repairs.

In our capacity as your attorneys, Phillips Law Group will consider your insurance coverage and its limitations, help you submit a fire insurance claim, represent you in negotiations with the insurance company, and represent you in arbitration, mediation, and litigation, among other legal actions.

Don’t hesitate to fight for the results you deserve! At Phillips Law Group, our team has expertise in fire property damage lawsuits and is here to provide you with the information you need to be successful and to fight for you in your fire property damage claim.

Call us now for a free, no-obligation consultation at 602-222-2222.